Avoid Gossip and stick to the facts!
I have often talked about the huge number of social media “experts” that spew opinions as if they were facts, and to make matters worse, many of them know they are outright lying but they need to generate clicks to their sites to pay the rent. As much as I warn you to verify the information you see ...
Tax time is TALK TIME!
In just a few days people will begin the process of completing their tax returns in hopes of securing a large refund. For many Americans, these tax refunds are the largest amount of money that they will see at any point in time. This makes it extremely critical that you share this very important inf...
Talk, Text, and Task, how to win in 2025!
You can’t win if you don’t communicate effectively. Unfortunately, too many people fail to understand the value in just TALKING to people. I know it is easier just to text and move on, but just like email, you can end up in a death spiral of the dreaded “text chain”. Just like we saw with email, the...
What the New Year brings!
First let me acknowledge that today is a National Day of Mourning for former president Jimmy Carter. He may not have had a remarkable term as our president, his life was remarkable in many other ways. He was, in my opinion, a kind and compassionate man who set an example of how to care for his fello...
Only YOU control YOU!
Here we are, the first full workday in 2025 for most of us. Yes, many won’t be back until the 6th, but that is exactly why I share the thoughts about what we do and don’t control!
Today you got up and chose to be ready for work. You chose to read or watch this post. At the same time, many others ha...
One hour a day = January pay!
Welcome to 2025! Yes, I know, we are a week away from the New Year, but none of us can do anything today that will result in a deal that closes in 2024. Obviously, I exclude deals that are already scheduled to close in the last few days of this year, I mean generating that referral, establishing a n...
Jerry isn’t so merry!
Â
It wasn’t the best way for the Fed to end the year,                                             Little Jerry Powell left us no holiday cheer!
On one hand he gave us a cut of a quarter percent, Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â ...
Mixed bag of data!
CPI report came out yesterday and was a very mixed bag of information and an ongoing mixed reaction from the markets. We saw many of the numbers that were certainly in line with market expectations, but we also saw numbers that show that inflation continues to be stubborn! So far, most believe that ...
Are you done, or are you getting it done?
We have about 12 days left to take a loan application and get it closed by the end of the year. Of course, there are some of you who don’t have that ability, and we should get you into a position to do so for next year, but for those that have that ability, take full advantage of it! This time of ye...
When does 25 equal 41?
This isn’t some kind of new math, it’s much more a reality of the mortgage industry. So, what do I mean by saying when does 25 equal 41? Simple, there are about 25 days left from today to produce a loan that will close in 2024. Where does the 41 come into play? There are 41 days left until January 2...
