Have we learned nothing?

Uncategorized Apr 27, 2023
 

Here we go again! As if we didn’t learn from past mistakes, with the stroke of a pen, a vast majority of people who have done things the right way will be forced to pay for those who have made specific choices that have put them in a poor position. Let’s be honest, nobody with below...

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What I see isn’t what the national numbers show!

Uncategorized Apr 20, 2023
 

The Mortgage Bankers Association said that purchase loan applications were down 10% last week. While I don’t contest that those are the numbers reported back to them, the numbers reporting back to me from my clients around the country, is that applications, along with contracts, and...

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Bonds still want to improve!

Uncategorized Apr 13, 2023
 

As we spoke about last week, the bond market really wants to improve. All the data on Tuesday and Wednesday, along with a lack luster 10yr auction still couldn’t keep the 30yr 5.5% coupon from fighting hard to retake it’s 200 day moving average once again. Make no mistake about it,...

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Bond market is trying to improve!

Uncategorized Apr 06, 2023
 

Both the 10yr and the 5.5% 30MBS have broken through their 200 day moving averages and it looks like they are wanting to improve even further. What stands between us and further improvement can be employment news today and tomorrow. We have the unemployment number Thursday and the March jobs...

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What we know that they don't!

Uncategorized Mar 30, 2023
 

Another week, and another group of people who are shocked by the reality of the markets. To some people it wasn’t a surprise that pending home sales were UP .8% instead of the projected -2.3%. Those that were projecting, didn’t know what we all were seeing, interest is up, credit...

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The new branch coaching opportunity!

Uncategorized Mar 23, 2023
 

Corporate/Branch Accounts 

I have been asked to put together a program for companies or individual branches to take advantage of the coaching program while helping control costs. After spending some time working through the process with a handful of current clients, I have put together a...

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It's a sad day!

Uncategorized Mar 16, 2023
 

It is with a heavy heart I have to share the news that my friend and mentor, Greg Frost Sr. past away on Tuesday. While many of those who will read this or see the Vlog post may not have known Greg, you are all the beneficiaries of what he has done, and for those he mentored along the way.

Greg...

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So, what's the excuse now?

Uncategorized Mar 09, 2023
 

First, let me say that I appreciate all the kind words and messages about the series we just completed on mentoring and the mentoring mindset. It’s always nice to put in the work and be rewarded with a great outcome; so I thank you all for your support!

Following that thought process,...

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Mentoring Series Step 5 - Keeping Connected!

Uncategorized Mar 02, 2023
 

Welcome to the final part of this series, “The Mentoring Mindset”, today I want to conclude with what I consider to be the most often overlooked part of the business, and that is keeping connected to those we have served. We go through all the trouble of and closing the opportunities...

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Mentoring Series Step 4 - Attracting Participants

Uncategorized Feb 23, 2023
 

The Mentoring Mindset requires the commitment of providing and exceptional experience to those you serve. All of us know what a perfect transaction looks like, at least we should, but can and do we deliver this experience time after time? Consistency is challenging, but it is the foundation of...

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