Lower rates can become a challenge!
People love lower rates. Everyone likes to pay less for the same thing. The issue with lower rates is that everything is NOT the same. Programs, LTV’s, credit scores, property types, and a bunch of other factors are involved in what a customer may choose to pay or not to pay for a...
The numbers are what they are!
Numbers can be funny things to deal with, but regardless of what you think, you do need to pay attention to them as well as look into the logic they share. I bring this up in wake of those that are telling me that more and more of their real estate agents and coworkers are taking part time jobs...
Last but not least!
We have about a week or so left to put together and close deals in 2023. Everyone should be beating the bushes and shaking the trees to take advantage of the opportunities available and the ability to exercise your speed advantage to help those who really need to get things done before the year...
Your message matters
Just a couple of weeks left to get deals in and get them closed before the end of the year! Those coming in to start the process may be few, but they are serious! Buyers coming in today will also have a short window of opportunity as other potential buyers choose to sit on the sidelines in...
The motivation of the situation!
Happy Thanksgiving/Black Friday weekend! I hope everyone enjoyed their day yesterday. Today I wanted to share some thoughts about this time of year and how often overlooked the opportunities are for us in the mortgage and real estate arena. I like to call this window, Thanksgiving through the...
Will the FED get the message?
Here we go, yet another FED rant by yours truly! CPI numbers on Tuesday were very good for the bond market and we saw a huge improvement as rates fell significantly. PPI numbers on Wednesday were also pretty favorable as well, even though the bond market rose, and we gave back some of the gains...
YIKES! More FED rate HIKES?
I have talked repeatedly about how the FED continues to look at old data when making decisions about FED policy. We have seen this repeatedly how many of the indicators the FED relies on get updated and revised so that the initial data was almost useless. As we saw in the spring, the FED was...
Buyers Beware!
A HUGE ruling in the lawsuit against how real estate commissions are split between a listing agent and the buyer’s agent may have a monumental impact on the future of real estate. Last Tuesday, a jury ruled in favor of the plaintiffs and set damages initially at $1.78 TRILLION DOLLARS!...
Part 4 – Scheduling
Time is exactly the same for all of us. Some just make better use of their time than others! Many people are often confused by terms like “busy”, thinking that being busy is a good thing. Well, there is a HUGE difference in being “busy” and being productive! They are NOT...
Part 3 – Connecting
Connecting creates opportunities. Failing to connect leads to failure. Connecting incorrectly is worse than not connecting at all, because it leads you to believe you are doing something of value but are wasting valuable time. As part of business planning for 2024 it is important to...
