It's NOT that high!

Uncategorized May 12, 2022
 

People are really complaining about mortgage rates. I understand that nobody likes when things get more expensive, but the truth of the matter is, rates are NOT that high! Yes, they are higher than they have been recently, and yes, you do have to go back to 2009 to find average mortgage rates in...

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News and nonsense!

Uncategorized May 05, 2022
 

Happy Cinco de Mayo!

The Fed raised interest rates yesterday by 50 basis points and signaled a reduction in the Fed balance sheet. While it was a good start in heading where they need to go, it’s about a year late! As expected, the bond market is happy with the announcement and while there...

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Strategies that keep WINNING!

Uncategorized Apr 28, 2022
 

As social media continues to scream about how bad the housing market is, how interest rates are going to cause the next housing bubble, and the list goes on an on. I feel the pain of those trying to tell the truth and explain the reality. The good news is, the reality, while not as good as it...

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Know all the numbers!

Uncategorized Apr 21, 2022
 

We get the weekly mortgage application numbers and the existing home sales numbers, and they are weaker than last year, no big surprise, but of course everyone has to start screaming “Housing Bubble” and creating all kinds of drama.

There was no surprise that refinances are down 68%...

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Rates can’t be used as an excuse!

Uncategorized Apr 14, 2022
 

The rapid rise in interest rates have caught some off guard and are making a challenging market even more so. However, it’s important to put a few things into context.

  1. Rising rates are not unmanageable by a long shot, and rates in the 5% and 6% range are not going to cause a meltdown as...
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Can the FED Just SHUT UP?

Uncategorized Apr 07, 2022
 

After more than a year if getting fiscal policy completely wrong and just making up stories about the economy, it seems the FED members all want the microphone and to share their opinions on how they are going to “fix” the very problem they created! Every time one of them speaks, the...

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Credit - not just about the rate!

Uncategorized Mar 31, 2022
 

We are all aware that a person’s credit score impacts their ability to obtain a mortgage; it dictates the cost of that loan if they qualify. However, very few people focus on all the factors involved in a credit score. Further, while many people think that they are “good” if...

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You can make excuses, or you can work and WIN!!!

Uncategorized Mar 24, 2022
 

So much information about how bad the market is or how interest rates are going higher and that is going to kill the market. Well, those are EXCUSES made by the many who refuse to do what is needed to WIN! And believe me, people out there are WINNING every single day!

Higher home prices are not...

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Luck of the Irish

Uncategorized Mar 17, 2022
 

With all kinds of pressure of mortgage rates and housing prices, it would seem all potential home buyers could use a little luck of the Irish in pursuit of their next home. Since I don’t have access to a Leprechaun or the Blarney Stone, we are going to have to manufacture some luck of our...

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Work with what is WINNING!

Uncategorized Mar 10, 2022
 

Some people are looking at poor fourth quarter results and first quarter projections that are downright abysmal. You have a choice to make, you can complain about interest rates and inventory, or you can work with what is winning!

It’s easy to complain, it takes work to win! If you are busy...

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