Success is Everywhere!
Today I return to beautiful Louisville Kentucky for the last of four business planning events I am have scheduled in Michigan, Ohio, Indiana, and Kentucky for the mortgage professionals at Ruoff Mortgage! There is a real reason this company is the #1 retail purchase mortgage company in the...
The Power of Planning
There is no better way to achieve what you want in life than to have a plan. It’s not surprising, that successful people have such a plan more times than not. The sheer power of putting your objectives in writing stands alone as the number one thing that successful people have in common....
The October Push
October is moving along and it’s time to be sure we are executing the plan we have talked about. By now, we should be wrapping up all of our accountant contacts using the “Tax Extension Strategy” and working on those refinances and purchase loans. This is also a good time to...
Rate Rollercoaster, The Trend Is Your Friend!
If you have been following these blog posts you have seen me urge caution and patience when working within the rate environment. I have spoken about getting information you can verify and share. I have urged you use caution and judgement when talking about rates, and I have wanted you to know the...
Deja Vu All Over Again!
A couple of weeks ago we ran into a buzz saw in the MBS markets. We spoke about the five fake news stories that pushed the bond market lower and drove rates higher. This week we’re following through on solid gains the end of last week, and we hear that there is a possibility that a trade...
Be The Resource
Is anybody out there enjoying this rollercoaster ride? Since the middle of last week we have seen rates rise sharply as a whole, with huge fluctuations from open to close. We lost a bunch of ground, around ½% in rate or so, just in three days. The scary part of this is, there were five...
How Fast Did That Happen
I was thinking yesterday that “9/11” was 18 years ago. How fast those 18 years went? I was also talking to a client about a training I did last year called “Crossroads” where I shared the evolution of real estate and mortgage originations from a predominantly realtor...
Working The Plan For September
We are rolling into September with a full head of steam and firing on all cylinders. The strategies we put in place are really taking hold and Labor Day weekend has been very productive for those who have engaged the market.
The back to school strategies and the patience to prepare our Realtor...
More Nonsense!
Just when we thought the main stream media just might have a clue about the housing market, they prove once again that they don’t. This week is just another reason you have to keep informed and know the reality of the markets so your clients and referral partners don’t make poor...
Recession Talk!
It’s time to have a real discussion about all of the recession talk floating around. While it may be a legitimate discussion, we really need to get clear of what a recession is, and what it may mean for our customers. While I am not an economist, I have been in the mortgage industry since...
