The Countdown within the Countdown!

refinance tax Sep 03, 2020
 

We spoke last week about the “90 day countdown” to get all the deals into your system so they can close in 2020. All very important points and I hope you take that information and use it to the benefit of your clients and referral partners.

This week we need to add to that post an...

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Setting up for the 90 day PUSH!

 

It’s the last week of August and that means it’s time to run all the numbers and set up for the 90 day push! Yes, we have just 90 days (or there about) to get files into the system that will close and count toward your numbers for 2020. It may be hard to imagine, but summer turns to...

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Have you been approached by a Realtor?

 

I have clients reporting back that they are having Realtors calling them out of the blue, asking if they will take their referrals. Yes, Realtors are calling mortgage professionals asking if they will take and close their deals is happening on a regular basis. This is not an unusual phenomenon,...

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Making the case for quality!

quality vs quantity Aug 12, 2020
 

Our industry has always leaned harder on quantity than quality. It has only been recently inside the confines of social media that some originators have taken the “Five Star Review” as serious and their units and dollar volume. With the huge amount of demand for loans, some have...

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How much do you like ice cream?

 

Why is it that some people close 5 or 10 loans a month and look frazzled, exhausted, and on the verge of a breakdown; and others close the same number of units or more, and make it look effortless? I know most of you are going to say, they have an assistant, or a better processor, or stronger...

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Is it fair to compare?

competing the numbers Jul 30, 2020
 

Many of the conversations we are having in our business lately has focused around production, opportunities, closings, dollar volume, loan sizes, loan products, timelines, and the quality of the experience for the customer. I also think we need to think about including the quality of the...

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Abundance of Opportunities!

 

If you aren’t doing business now, it isn’t because of a lack of opportunities. Numbers coming out from every direction are supporting both huge numbers of purchase loans and refinances for everyone to convert into closed transactions. And the numbers aren’t just in one sector,...

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National Issues - Local Implications!

 

Racism, Defund the Police, COVID-19, Forbearance, credit costs, QM, falling rates, unemployment, China, capacity issues, and add the election into the mix; and we are really dealing with all kinds of issues we have to navigate. Most of these national issues impact us on a local level in different...

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Law of Attraction!

Uncategorized Jul 09, 2020
 

Loan volume continues to surge for many of my clients and personal best numbers are coming in across the board. Companies, branches, teams, and individual originators are setting these important marks. We need to be sure and acknowledge these accomplishments, not just the top producers; but for...

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Keep an eye on JULY!

 

Welcome to July! There are three things you are really going to have to watch, in addition to everything else we are dealing with, during the month of July.

  1. Inventory of homes on the market
  2. Tax filing due July 15th
  3. QM GSE Rules Patch

First is the challenge we are facing in many markets with...

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