Are you finding solutions or making excuses?
It’s very disappointing to see that many in the mortgage and real estate industries are much more interested in making excuses for their lack of performance than finding the solutions behind their shortfalls! You would think that given everything that has gone on in 2023, that nobody sold a...
Calling your Accountants!
Happy New Year everyone, I hope you had a very happy and healthy new year with your friends and family!
The first week of the new year is prime time to connect with all your accountants. If you have been collecting the accountants from all the tax returns you have reviewed during your business,...
Plan, Do, Review, Adjust, Redo!
You all know that I am very committed to business planning and scheduling. Knowing what you are trying to accomplish and then plotting the course and scheduling the work is a foundational part of what I share with my clients. It is so important that not only you have a plan and a schedule to...
Lower rates can become a challenge!
People love lower rates. Everyone likes to pay less for the same thing. The issue with lower rates is that everything is NOT the same. Programs, LTV’s, credit scores, property types, and a bunch of other factors are involved in what a customer may choose to pay or not to pay for a...
The numbers are what they are!
Numbers can be funny things to deal with, but regardless of what you think, you do need to pay attention to them as well as look into the logic they share. I bring this up in wake of those that are telling me that more and more of their real estate agents and coworkers are taking part time jobs...
Last but not least!
We have about a week or so left to put together and close deals in 2023. Everyone should be beating the bushes and shaking the trees to take advantage of the opportunities available and the ability to exercise your speed advantage to help those who really need to get things done before the year...
Your message matters
Just a couple of weeks left to get deals in and get them closed before the end of the year! Those coming in to start the process may be few, but they are serious! Buyers coming in today will also have a short window of opportunity as other potential buyers choose to sit on the sidelines in...
The motivation of the situation!
Happy Thanksgiving/Black Friday weekend! I hope everyone enjoyed their day yesterday. Today I wanted to share some thoughts about this time of year and how often overlooked the opportunities are for us in the mortgage and real estate arena. I like to call this window, Thanksgiving through the...
Will the FED get the message?
Here we go, yet another FED rant by yours truly! CPI numbers on Tuesday were very good for the bond market and we saw a huge improvement as rates fell significantly. PPI numbers on Wednesday were also pretty favorable as well, even though the bond market rose, and we gave back some of the gains...
YIKES! More FED rate HIKES?
I have talked repeatedly about how the FED continues to look at old data when making decisions about FED policy. We have seen this repeatedly how many of the indicators the FED relies on get updated and revised so that the initial data was almost useless. As we saw in the spring, the FED was...
